How Long Do I Have to File a Car Accident Lawsuit in Florida?

If you were injured in a Florida car accident, you generally have two years to file a negligence lawsuit. Florida Statutes §95.11 currently provides a two-year limitations period for actions founded on negligence. That makes it important to identify the deadline early rather than assuming insurance negotiations will extend it.

The deadline is only one part of the process. Florida’s no-fault insurance system, medical documentation, liability evidence, venue and potential damages can all affect an accident claim. Below we compare five personal injury firms and their relevance to Florida accident cases as of September 2026.

Morgan & Morgan

Morgan & Morgan uses a much larger organizational model, with extensive personal injury resources and Florida operations.

Practice areas: Its personal injury practice includes car, motorcycle, pedestrian, rideshare, and wrongful-death claims.

Florida no-fault (PIP) insurance rules: Florida claims remain subject to the state’s PIP framework, including the $10,000 benefit limit.

Statute of limitations for FL injury claims: The same Florida limitations rules apply regardless of which law firm represents the claimant.

Contingency fee / “no win, no fee” pricing structure: The firm uses contingency arrangements in personal injury cases, connecting fees to recovery.

Free consultation process: Morgan & Morgan offers free consultations for prospective injury clients.

Case value factors: Medical treatment, lost earnings, injury severity, future effects and documented damages can influence value.

Fort Lauderdale / Broward County venue and courts: Its extensive Florida presence provides access to attorneys familiar with state courts and claims procedures.

Proximity to South Florida motorsports venues: South Florida traffic and major events can affect accident circumstances, but proximity alone has limited importance.

Local claims process: Police reports, medical records and insurer communications remain important evidence regardless of firm size.

Client testimonials/case results: Morgan & Morgan reports more than $35 billion recovered nationwide, a scale statistic rather than an individual result prediction.

Pros:

  • Extensive resources
  • Broad Florida presence

Cons:

  • May feel less personal

Blakeley Car Accident & Personal Injury Lawyers

Blakeley Car Accident & Personal Injury Lawyers has a Fort Lauderdale presence and focuses on Florida injury claims.

Practice areas: Blakeley handles car, motorcycle, rideshare, and wrongful-death claims among its personal injury services.

Florida no-fault (PIP) insurance rules: Florida PIP generally provides up to $10,000 in medical and disability benefits, subject to statutory requirements.

Statute of limitations for FL injury claims: Most negligence-based accident lawsuits generally have a two-year filing period under current Florida law.

Contingency fee / “no win, no fee” pricing structure: Blakeley uses contingency-based representation, with attorney fees tied to recovery rather than hourly billing.

Free consultation process: The firm advertises free consultations for prospective injury clients considering a claim. 

Case value factors: Treatment costs, lost income, injury severity, future losses, liability and non-economic damages can affect claim value.

Fort Lauderdale / Broward County venue and courts: Its Fort Lauderdale location provides a local presence for accident claims arising in Broward County.

Proximity to South Florida motorsports venues: Homestead-Miami Speedway is part of the wider South Florida transportation network, although venue proximity should not determine attorney selection.

Local claims process: Crash reports, photographs, medical records, and insurance correspondence should be preserved from the beginning.

Client testimonials/case results: Blakeley reports $250 million+ recovered for Florida injury clients through its LinkedIn profile.

Pros:

  • Florida-focused practice
  • Local accessibility

Cons:

  • Smaller overall scale

Dolman Law Group

Dolman Law Group has a Fort Lauderdale office and a substantial South Florida personal injury practice. Matthew Dolman and Christian Myer were both recognized by their peers as 2013 Florida Super Lawyers.

Practice areas: The firm handles car, motorcycle, and pedestrian accidents, rideshare claims, and wrongful death.

Florida no-fault (PIP) insurance rules: Eligible Florida policies generally provide up to $10,000 in PIP benefits, subject to statutory requirements.

Statute of limitations for FL injury claims: Most qualifying negligence actions must be filed within two years under current Florida law.

Contingency fee / “no win, no fee” pricing structure: Dolman offers contingency-based representation, with fees and expenses governed by the representation agreement.

Free consultation process: Its Fort Lauderdale office advertises free case evaluations for prospective injury clients.

Case value factors: Liability, medical treatment, lost earnings, permanent impairment and available insurance can affect value.

Fort Lauderdale / Broward County venue and courts: Its Fort Lauderdale office provides a direct presence in Broward County.

Proximity to South Florida motorsports venues: Homestead-Miami Speedway is within the wider South Florida region, but proximity should not drive attorney selection.

Local claims process: Preserving crash evidence, medical records, and insurer communications can help establish the claim.

Client testimonials/case results: Dolman publishes results including a $5 million settlement involving a rear-end collision.

Pros:

  • Strong South Florida presence
  • Published case results

Cons:

  • Larger than a small boutique

The Ladah Law Firm

The Ladah Law Firm is an important comparison because its primary geographic focus is Nevada, not Florida.

Practice areas: Ladah handles motor-vehicle and other personal injury matters, including published car-accident and wrongful-death results.

Florida no-fault (PIP) insurance rules: Florida’s PIP rules would govern an eligible Florida accident claim regardless of the firm’s location.

Statute of limitations for FL injury claims: Florida’s current negligence period is generally two years, although exceptions can alter the deadline.

Contingency fee / “no win, no fee” pricing structure: The firm uses contingency arrangements for qualifying injury matters under its representation terms.

Free consultation process: Prospective clients can request an initial consultation about their circumstances and potential claim.

Case value factors: Medical expenses, lost earnings, injury severity, and liability evidence can affect claim value.

Fort Lauderdale / Broward County venue and courts: Its Nevada focus makes it less locally relevant to a Fort Lauderdale or Broward County claim.

Proximity to South Florida motorsports venues: Unlike the Florida-based firms, Ladah does not have the same geographic connection to South Florida.

Local claims process: A Florida claimant generally benefits from counsel familiar with Florida reporting, insurance, and court procedures.

Client testimonials/case results: Ramzy Ladah was honored as Litigator of the Year after successfully recovering more than $400M for accident victims.

Pros:

  • Strong motor-vehicle results
  • Free consultations

Cons:

  • Nevada-focused practice

Frankl Kominsky Injury Lawyers

Frankl Kominsky is a Florida-focused personal injury firm with offices across the state.

Practice areas: Its practice includes car accidents, motorcycle accidents, and wrongful-death claims.

Florida no-fault (PIP) insurance rules: Florida accident claims remain subject to the state’s PIP requirements and $10,000 benefit framework.

Statute of limitations for FL injury claims: Most negligence-based Florida injury lawsuits generally have a two-year limitations period.

Contingency fee / “no win, no fee” pricing structure: Frankl Kominsky advertises contingency-fee representation, with fees and costs governed by the written agreement.

Free consultation process: The firm offers free consultations for prospective injury clients.

Case value factors: Medical expenses, lost income, future treatment, permanent injury, and pain and suffering may affect value.

Fort Lauderdale / Broward County venue and courts: Its Florida office network provides regional access, although clients should confirm which office handles a Broward matter.

Proximity to South Florida motorsports venues: Its Florida footprint makes it more geographically relevant to South Florida claims than a Nevada-based practice.

Local claims process: Crash reports, medical records, and insurer communications should be preserved early.

Client testimonials/case results: Frankl Kominsky recovered over $250 million for accident victims across Florida, proving their expertise in the niche.

Pros:

  • Florida presence
  • 2,000+ client reviews

Cons:

  • Smaller national footprint

Summary Snapshot 

Entity
Florida presence
Free consultation
Morgan & Morgan
Extensive
Yes
Blakeley
South Florida
Yes
Dolman
Fort Lauderdale/Florida
Yes
Ladah
Primarily Nevada
Yes
Frankl Kominsky
Florida
Yes

Conclusion 

The Problem: The biggest practical risk is waiting until the deadline approaches. Evidence can become harder to obtain, medical documentation takes time to collect, and insurance negotiations do not automatically extend the lawsuit deadline.

Key Takeaways

  • Most negligence-based Florida car accident lawsuits generally have a two-year filing period.
  • PIP benefits are separate from a third-party injury lawsuit.
  • Crash reports, medical records, income documentation and insurer communications should be preserved early.
  • Local Florida experience can matter for claims arising in Fort Lauderdale and Broward County.
  • Published settlements and review counts provide context but cannot predict an individual outcome.

Next Steps: After a Florida car accident, identify the accident date, preserve relevant record and determine the applicable limitations period promptly. A consultation can clarify whether PIP benefits, an insurance clai or a lawsuit may apply. If representation is offered on a contingency basis, review the written agreement carefully, including the percentage, expense and how costs are handled.

Frequently Asked Questions 

How long do I have to file a car accident lawsuit in Florida?

Generally, two years for a negligence-based injury action under Florida Statutes §95.11, although exceptions may apply.

Does negotiating with an insurer extend the two-year deadline?

Not automatically. Insurance negotiations and the statute of limitations are separate issues.

What happens if I miss the Florida car accident lawsuit deadline?

A claim may be barred once the applicable limitations period expires, depending on the circumstances.

Do I have to file a lawsuit to receive PIP benefits?

No. PIP is first-party insurance coverage and is separate from a lawsuit against another driver.

How much does a Florida car accident lawyer cost?

Many injury lawyers use contingency fees. The Florida Bar requires contingent fee agreements to explain fees and applicable costs.

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The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of SpeedwayMedia.com

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