The U.S. News states that in the first three months of 2024, traffic deaths dropped 3.2%. However, the National Highway Traffic Safety Administration released its first projections for traffic fatalities in 2024, estimating that 8,650 people died in traffic crashes in the first three months of the year.
If you’re involved in a car accident and have to choose between hiring a lawyer or resolving your case independently, bear in mind that representing yourself might not be a wise move. You may save on legal fees, but there are many factors to consider.
According to Naples car accident lawyer Donald P. Day, legal assistance can be invaluable even in simple cases. Attorneys negotiate with insurance companies to cover medical bills, lost wages, and pain and suffering, and studies show that represented claimants receive larger settlements.
Learn about the pros and cons of each approach, so you can make an informed choice about how to handle your car accident case moving forward.
Pros of Hiring a Car Accident Lawyer
An experienced car accident lawyer can help you with your claim and defend your rights to ensure you get fair compensation for medical bills, lost wages, and pain and suffering.
Personal injury lawyer Stan Freeman says a car accident lawyer can help you save time and alleviate your stress. Your lawyer will investigate the accident, gather evidence, and strengthen your claim. This expertise may help you win your case.
Also, a lawyer is more likely to get you a better settlement than you would on your own. Their legal expertise and settlement negotiation skills can help you get compensated. In difficult times, a skilled car accident lawyer can make a big difference in your case.
Cons of Hiring a Car Accident Lawyer
While hiring a car accident lawyer has many benefits, there are also disadvantages. A lawyer’s cost is a major drawback. Contingency fee lawyers charge a percentage of the settlement, making legal representation expensive. You may be responsible for legal fees and expenses if your case doesn’t settle.
A lengthy legal process is another drawback. Trials can drag out car accident cases for months or years. While waiting for a resolution, this extended timeline can be frustrating and stressful.
In addition, some may prefer more case control. You trust a lawyer to make decisions for you. If you want to negotiate and shape your case, hiring a lawyer may not be the best.
Benefits of Settling on Your Own
Deciding on your own gives you full control over the negotiation and outcome of your car accident case. You can talk to the insurance company or other party without a lawyer. Since you can make decisions without a lawyer, this can speed up resolutions. You can also avoid lawyer fees by settling yourself.
Settling alone may lead to a more amicable resolution. Direct communication with the other party may encourage cooperation, making it easier to reach a compromise.
By leading the negotiations, you can tailor the settlement to your needs and preferences without compromising on important issues.
Risks of Settling on Your Own
Individuals should carefully consider the risks of settling without legal representation. Undervaluing your claim is risky. Insurance companies employ professionals to reduce payouts. Without a car accident lawyer, you may accept a settlement that’s far below your case’s value.
Overlooking future expenses is another risk. Car accidents can cause long-term injuries that require medical treatment or lost wages. Settling without considering these future costs could put you in financial danger.
You may also unintentionally sign or make statements that hurt your case without legal advice. Insurance adjusters may use these to lowball or deny your claim. Thus, before settling on your own, weigh these risks and consult a car accident lawyer to protect your interests.
Factors to Consider Before Deciding
Before making a decision on settling your car accident claim, carefully evaluate key factors that can impact the outcome of your case.
- Consider the extent of your injuries and damages. If you sustained severe injuries or significant property damage, it may be wise to seek the assistance of a car accident lawyer to ensure you receive fair compensation.
- Assess the complexity of your case. If liability is unclear or multiple parties are involved, navigating the legal process on your own could be challenging.
- Another factor to contemplate is the insurance company’s response. If they’re disputing your claim or offering a low settlement, a lawyer can advocate for your rights and negotiate on your behalf.
- Your comfort level with legal processes and negotiations also plays a role. If you’re unfamiliar with the legal system or feel overwhelmed by the process, hiring a lawyer can provide peace of mind and expertise to handle your case effectively.
Conclusion
A car accident lawyer can advise and support you during a difficult time. Settling on your own may seem like the cheapest option, but there are risks and issues. An attorney can represent you in court and ensure you receive fair compensation for your injuries.
