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Best way to fund your next car

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SM
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Photo by Chronis Yan on Unsplash

In the market for a new car? Not sure which is the best way to fund your next car? Read this handy guide on the best way to fund your next car! In the past, cash was king, and you had to save up for the car you want. These days there are many finance options available for different financial situations. It can also depend on whether you want a new or used car too. Generally, there’s a common misconception that finance deals such as PCP can only be obtained on new cars, however, nowadays there are many used car finance deals available! Let’s, take a look at the different finance options available. 

Cash or savings

Buying a car with cash or your savings fund has many benefits. If you’re looking for a used car that will be your first car or a little run-around then it shouldn’t take you too long to save up for your first car! When you buy a car with cash you are automatically the legal owner of the car and you aren’t tied into any agreements. This means you can do as you please with the car. There will be no mileage charges or restrictions and you can sell the car whenever you like! You can purchase a car with cash from a private seller or from a dealership. If you’re buying from a private seller it may be riskier as you aren’t protected if the car is faulty. You should do your own checks and there are a few things you should consider before buying a used car such as check for any faults, damage, and take a test drive. If you’re using your savings to buy a car with cash, you should also leave a little money over for other expenses. There’s no point in buying a car which you can’t afford to run. First-time buyers will need to factor in costs such as car insurance, road tax, fuel costs, breakdown cover, and any other unexpected repair charges. 

Credit card

Buying a car with a credit card is an option however you should always check that the dealership accepts credit cards as a form of payment for a car as some dealerships in the UK don’t. Alternatively, you could put down a deposit for a car finance deal on a car using a credit card. The process is the same as buying anything else on a credit card as you will charge the full amount to your card and then make repayments to the credit card company. Similarly, to cash, the purchase isn’t held against the car and you have bought it outright, so you have more freedom for what you do with the car. You should also keep in mind what type of credit card you use, if possible, you should try to apply for a 0% credit card and pay off the balance before the offer ends. If not, the APR rate is usually 10-15% which could make funding your next car more expensive than you thought. With credit cards from reputable institutions such as SoFi, you can earn 2% unlimited cash back, allowing you to save or invest with no annual fee.

Personal Loan

If you want to spread the cost of owning your next car into affordable monthly payments, then any sort of finance can be a great option for you. A personal loan or a bank loan is often offered by banks or building societies and can be one of the cheapest finance options. You usually need a good credit score to obtain a personal loan however, if you are struggling there are many bad credit specialists who can help you obtain car finance with bad credit. You should shop around for the best rate and compare the APR offered on different loans, if possible you should stick to soft search credit checks only as multiple hard searches can negatively affect your credit score. When you’ve found the loan that’s best for you with an affordable repayment plan, you will have the amount deposited into your bank account to buy a car. You then make monthly payments to your agreed term. Once the final payment has been made the agreement is over. You can buy the car outright with your loan so you will be the legal owner of the car from the start of the agreement. 

Hire Purchase

Hire Purchase is one of the most straightforward forms of car finance. You can apply for hire purchase car finance through a dealership or a car finance broker. They will usually need to perform a credit check on your credit file before you get accepted. They will then offer you a maximum loan amount which you can use to buy a car. Once the loan is agreed you will make monthly repayments till the end of your car finance term, usually between 2-4 years. Your payments will have added interest which can be determined by your credit score. The loan is also secured against the car so if you fail to meet the repayment schedule the lending company has the right to take the car away from you. Once the final payment has been made, you will then become the legal owner of the car, and the finance agreement has ended. Hire purchase spreads the cost of the car with the intention of owning the car at the end of the deal so monthly repayments can be a little higher than other options. 

Personal Contract Purchase

Personal Contract Purchase is similar to Hire Purchase. You can also choose to put down a deposit at the start of your agreement but there are many no deposit car finance options available within PCP agreements. You then make monthly repayments with added interest to the end of your agreed term. However at the end of a PCP agreement, you have 3 options to choose from, you can either hand the car back to the dealer and walk away, pay the final balloon and keep the car or you can use the value of the car on a new PCP deal and get a new car!

Young’s Motorsports adds ARCA Menards Series to development platform in 2021

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Official Release
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DAYTONA BEACH, Fla.: Young’s Motorsports announced today that they have expanded their organization to now include the ARCA Menards Series.

Acquiring equipment during the offseason will allow the Mooresville, N.C.-based team to offer an additional layer of development to their existing NASCAR Camping World Truck Series (NCWTS) platform.

Young’s Motorsports will make its debut in ARCA Menards Series competition by participating in this weekend’s series’ open-test session at Daytona (Fla.) International Speedway.

“This is an exciting new chapter that we’re proud of,” said Young’s Motorsports principal Tyler Young.

“As we continue to crave new ways of offering more seat time to our drivers, the addition of an ARCA fleet to our Young’s Motorsports stable allows us to enter a new territory and grow with the number one goal of winning.”

As part of their growth, Young’s Motorsports plans to run a limited ARCA schedule in 2021 with a priority on the ARCA Menards Series national division with a focus on the larger track venues.

While the team has an open slot for the Lucas Oil 200 driven by General Tire race on Feb. 13, 2021, Young’s Motorsports will take the green flag in ARCA competition this weekend with two drivers.

Kris Wright who will contend for Rookie of the Year honors in the NASCAR Camping World Truck Series aboard the flagship No. 02 Chevrolet Silverado will pilot the No. 02 Chevrolet SS on Friday and Saturday.

Wright, a road-racing expert competed in the ARCA Menards Series last year on a limited basis earning three top-10s in six starts throughout the 20-race schedule. He ended the season on a high-note earning a career-best seventh-place finish at Kansas Speedway.

“I’m really excited to get back into the car, especially at Daytona,” said Wright. “We’re going to try a few driver comfort things for the test which is going to help us in February with the truck. I cannot wait to get out there on the track with the Young’s Motorsports crew.”

Joining the 26-year-old Wright is Toni Breidinger who returns to the ARCA Menards Series scene for the first time since 2018.

A 19-time USAC winner, Breidinger shifted her attention from dirt to asphalt and most recently finished fourth in the Carolina Pro Late Model Series in 2020 with DLP Motorsports.

Breidinger, a native of Hillsborough, Calif. made three ARCA starts in 2018 earning a career-best 10th place finish in her series’ debut at Madison (Wisc.) International Speedway.

“I’m excited to be heading to Daytona to join Young’s Motorsports this week to test for ARCA,” said Breidinger. “Driving at Daytona has always been a dream of mine and I can’t thank Tyler (Young) and the entire Young’s Motorsports team for the opportunity.”

Young says Young’s Motorsports a mainstay team in the NCWTS since 2012 would not be able to participate in the ARCA Menards Series without the evolving rule changes and cost-saving measures that NASCAR has put into place.

“When NASCAR purchased ARCA a couple of years ago, it was in our pipeline to compete in ARCA,” added Young. “We just had to make sure the timing was right. I feel that timing is upon us and look forward to seeing what the 2021 season delivers.”

In addition to ARCA, Young’s Motorsports will also field multiple entries in the NASCAR Camping World Truck Series this season. Currently, Wright joins Spencer Boyd who returns to Young’s Motorsports for a third season as driver of the No. 20 Chevrolet Silverado.

Additional announcements from Young’s Motorsports on their 2021 lineup is forthcoming.

For more on Kris Wright, please visit, kriswrightmotorsports.com, like him on Facebook (Kris Wright Racing) and follow him on Twitter (@kriswrightraces).

For more on Toni Breidinger, please visit, tonibreidinger.com, like her on Facebook (tonibreidingerracing) and follow on Instagram (tonibreidinger) and Twitter (@tonibreidinger).

For more on Young’s Motorsports, please visit YoungsMotorsports.com, like them on Facebook (Young’s Motorsports) and follow on Instagram (youngsmotorsports) and Twitter (@youngsmtrsports).

Grand Marshal, Honorary Starter Named for Rolex 24 At DAYTONA

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Official Release
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Pierre Fillon (left) will serve as Grand Marshal of the 2021 Rolex 24 while Dano Davis (right) will be the Honorary Starter of the 59th running of the race, which opens the IMSA WeatherTech Sports Car Championship

ACO’s Pierre Fillon to Give Command to Start Engines While Brumos’ Dano Davis to Wave Green Flag

DAYTONA BEACH, Fla. (Jan. 14, 2021) – For the 59th annual Rolex 24 At DAYTONA, Pierre Fillon will serve as the Grand Marshal while Dano Davis has been named the Honorary Starter for North America’s most prestigious sports car race set for Jan. 30-31.

“Pierre Fillon and Dano Davis are important figures in the history of motorsports, so we are honored to welcome them to be a part of the 59th running of the Rolex 24 At DAYTONA,” said Chip Wile, President of Daytona International Speedway. “Pierre has been pivotal to the continued growth of endurance racing through his leadership of the Automobile Club de l’Ouest, and Dano has succeeded professionally from the boardroom to the race track throughout his storied career. We look forward to welcoming these two titans of motorsports to be a part of the historic legacy of the Rolex 24 At DAYTONA.”

Fillon, who will give the command for drivers to “Start Engines,” has been President of the Automobile Club de l’Ouest (ACO) since in 2012. As President, Fillon participated in the creation of the FIA World Endurance Championship (WEC). He also a key to the partnership with IMSA to create the LMDh regulations, which will be able to compete for overall victories in both the WEC and IMSA. The ACO organizes world-renowned races such as the 24 Hours of Le Mans, the 24 Hours Motos motorcycle race, Le Mans Classic and more. The organization is also behind the FIA World Endurance Championship, the European Le Mans Series and the Asian Le Mans Series. Originally from Le Mans, France, Fillon joined the ACO in 1995 and became a board member in 2003.

Davis, who will wave the green flag to get the race started, dedicated 36 years of his professional career to Winn-Dixie. He began his career as a part-time employee in 1968 and rose to president of the company in 1982 and retired as chairman in 2004. He grew up passionate about sports cars and racing. In 1984, a friendship with Bob Snodgrass led to the duo racing vintage and historic cars in HSR and SVRA until 2003. After purchasing the Brumos dealerships in 1990, he brought the team back to professional racing in the IMSA Supercar Series, winning the championships from 1991-1993. Brumos returned to full-time racing in 2000 in the GRAND-AM Daytona Prototype class. The team succeeded with first and third place finishes in the 2009 Rolex 24 At DAYTONA. In 2011, Brumos began competing in GT Racing and won the GT Championship the same year. Brumos officially retired from racing in 2013.

First staged in 1962, the iconic race will open the IMSA WeatherTech SportsCar Championship season. It will allow fans to witness THE IMSA event that pushes the boundaries of motorsports competition from both high atop the frontstretch seating area with a bird’s-eye view, as well as the infield to see the twists and turns of the 3.56-mile venue from a closer standpoint. Transportation services will be provided to get fans to and from both destinations.

Safety protocols will be implemented to aid in the wellbeing of the limited number of fans in attendance.

Two-day admissions to the storied, twice-around-the-clock Rolex 24 are just $68 with kids 12 and under free. Guests will safely experience a host of sights and sounds that include a fireworks show, the Ferris Wheel at the Boardwalk, entry into the infield UNOH Fanzone, and a host of fun exhibits and displays. Single-day tickets are also available on Thursday ($10 – includes on-track practices) and Friday ($30 – includes on-track practices and the BMW Endurance Challenge 4-hour race). To learn more on all Rolex 24 admission opportunities, including a limited number of RV camping spots, fans are urged to quickly call 1-800-PITSTOP or log onto www.daytonainternationalspeedway.com.

Continuing tradition, fans will also see world-famous drivers from across various racing disciplines who are gearing up for the ultimate test of man and machine that demands precision, speed, reliability and strategy while requiring the greatest of skill and focus. From the NASCAR ranks, reigning NASCAR Cup Series Champion Chase Elliott, who won the NASCAR Cup Series DAYTONA Road Course event last summer, will make his debut in the Rolex 24. He will be joined by seven-time NASCAR Cup Series champion and two-time DAYTONA 500 winner Jimmie Johnson, who returns for his eighth start, along with Austin Dillon, the 2018 DAYTONA 500 Champion, also making his initial start in the coveted event.

Some of the world’s finest race car drivers who also are scheduled to compete include two-time Indy 500 champion Juan Pablo Montoya, Ryan Briscoe and Renger van der Zande, who were champions of the 2020 Rolex 24, along with former Formula 1 driver Kevin Magnussen and former Rolex 24 winner Richard Westbrook. Wayne Taylor Racing, which has won the last two Rolex 24 titles, will be back to attempt a trifecta, featuring three-time Indy 500 victor and 2020 WeatherTech Championship DPi champion Helio Castroneves, 2016 Indy 500 winner Alexander Rossi, two-time WeatherTech Championship titlist Ricky Taylor and Filipe Albuquerque, a victor of the Rolex 24 in 2018.

All Rolex 24 At DAYTONA entries will return for the traditional Roar Before the Rolex 24 test session Jan. 22-24 that includes Saturday’s Scouts of America 145 IMSA Prototype Challenge as well as a new feature – Sunday’s Motul Pole Award 100 qualifying race. Results from that event will set the starting grid for the Rolex 24 the following week.

As a result of the ongoing COVID-19 pandemic, the Rolex 24 will be conducted in accordance with enhanced safety protocols and procedures to provide a safe environment for guests, IMSA competitors, employees and the local community. All guests will be screened before entering the facility and will be required to wear face coverings while maintaining six feet social distancing throughout their visit.

For a schedule of on-track activities and protocols, logo onto www.daytonainternationalspeedway.com. Fans can stay connected with Daytona International Speedway on Twitter, Facebook and Instagram for the latest news and updates.

About Daytona International Speedway
Daytona International Speedway is a state-of-the-art motorsports facility and was awarded the SportsBusiness Journal’s prestigious Sports Business Award for Sports Facility of the Year in 2016. Daytona International Speedway is the home of The Great American Race – the DAYTONA 500. Though the season-opening NASCAR Cup Series event garners most of the attention – as well as the largest audience in motorsports – the approximately 500-acre motorsports complex, also known as the World Center of Racing, boasts the most diverse schedule of racing on the globe. In addition to at least nine major event weekends, the Speedway grounds are also used extensively for events that include concerts, civic and social gatherings, car shows, photo shoots, production vehicle testing and police motorcycle training.

Howie DiSavino III set to embrace ARCA superspeedway debut

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Official Release
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DAYTONA BEACH, Fla: ARCA Menards Series driver Howie DiSavino III is kicking off the 2021 season by taking his next major leap in his Motorsports career by tackling the high banks of Daytona (Fla.) International Speedway for this weekend’s annual pre-season test.

DiSavino III has been steadily ramping up his resume and aggressively moving through the ladder of different tracks and scenery – but preparing for his superspeedway debut next month at the “World Center of Racing” is the opportunity of a lifetime.

“This is an awesome way to start 2021,” said DiSavino who will pilot the No. 32 Chevrolet.

“Every racer dreams for the chance to compete at Daytona and the test this weekend is the stepping stone to making that dream a reality. I can’t wait to get on the track Friday.”

To kick off the 2021 ARCA season, DiSavino continues his relationship with Win-Tron Racing and crew chief Jamie Jones, but during the offseason – Win-Tron Racing was absorbed under the AM Racing banner, which offers the opportunity for both organizations to expand their horizons.

Still housed at their Statesville, N.C. facility, AM Racing also fields a full-time NASCAR Camping World Truck Series team – a path that DiSavino would eventually like to follow.

But before tackling the aspirations of becoming a NASCAR driver, the Chesterfield, Va. native is focused on Daytona.

“It’s a head down, fin-up type of weekend,” added DiSavino. “I think the time will go by fast, but we have a lot to accomplish. I’m sure it will take a couple of laps to get comfortable – but from there it’s about making our car as fast as we can. Some changes will work, some changes won’t – but that’s all a part of the experience.”

Throughout the two-day session, DiSavino will also be able to lean on driver coach and mentor Austin Theriault, a former Daytona ARCA winner.

“To have Austin be an ear this weekend is huge for my development,” DiSavino said. “Austin has been there through the trials and tribulations and having the opportunity to dissect the track time with him will only help me improve between the test and the race.”
Preparing to make his sixth career ARCA Menards Series start next month in the season-opening Lucas Oil 200 driven by General Tire, DiSavino knows he’ll have the equipment to contend for the victory.

“We’re testing this weekend to put us in a position to win the race next month,” sounded DiSavino. “Kevin (Cywinski, team owner) and Jamie (Jones, crew chief) have a knack for putting together extremely fast superspeedway cars, and I don’t expect 2021 to be any different.

“I know a lot of the race can boil down to luck, but hopefully we can just be in the right place at the right time and start the year with a strong finish and a lot of momentum.”

Front Runner Boats and Bud’s Heating & Air Conditioning will support DiSavino in 2021.

Additional details on DiSavino’s 2021 program is forthcoming.

For more on Howie DiSavino III, please visit howiedisavino.com, like him on Facebook (Howie DiSavino III Racing), follow him on Twitter (@hdisavino) and Instagram (HowieDiSavino).

About Front Runner Boats:

Front Runner as defined by Meriam Webster is “a contestant who runs best in the lead.” Indeed, this defines the vision of Front Runner Boats’ founders, two fishing buddies and business partners who saw an opportunity to build the boats they enjoyed, but with their own ideas on how to build them better!

There are plenty of big, beautiful, boats on the market, but none that came up to the standards Mark and Phil had set for themselves. Standards that today’s boat builders have never seen. Standards that only people that take the sport of blue water fishing seriously will appreciate.

If you’ve always dreamed of having everything you wanted in a boat, it’s time for Front Runner Boats.

Show your support for Howie, the team and our boats using #MrFrontRunner on social media.

About Bud’s Plumbing, Heating, Air Conditioning & Electric:

Bud’s Plumbing, Heating, Air Conditioning & Electric is the recognized leader in residential and light commercial mechanical contractors in the Hampton Roads market. From simple, honest beginnings in 1969, Bud’s quickly rose to prominence, establishing a legendary reputation for quality, service and professionalism while always maintaining the same home-town personalized connections with clients throughout its 51-year history.

In 2000, Bud’s expanded under the current leadership of CEO Robert W. Nelson Jr. adding plumbing and electrical departments and introducing a science-based whole home approach that has now become the industry benchmark, while national influencing the market through innovative business and customer relations practices.

NCS: Noah Gragson Teleconference Transcript

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Official Release
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NASCAR CUP SERIES
TEAM CHEVY PRESS CONF. TRANSCRIPT
JANUARY 14, 2021

ANNOUNCED TODAY, BEARD MOTORSPORTS HAS SELECTED NOAH GRAGSON TO DRIVE THE NO. 62 CAMARO ZL1 1LE IN THE 63rd RUNNING OF THE DAYTONA 500 SLATED FOR FEBRUARY 14, 2021. Gragson met with media via teleconference and discussed his NASCAR Cup Series debut, the opportunity to drive for Beard Motorsports and to have been chosen by Brendan Gaughan, his expectations, qualifying, and more. Full Transcript:

TALK ABOUT HOW ALL THIS CAME TOGETHER AND YOUR EXCITEMENT ABOUT BEING ENTERED INTO THE GREAT AMERICAN RACE
“It all happened over Thanksgiving when it first initially started. I was in my room in Vegas and it was about midday and Brendan Gaughan texted me and asked me if I had opportunities through JR Motorsports contracts to run other cars. He didn’t really give me much more than that at first. And I’m like, I’m not sure. They probably know. And he said all right, one second and I’ll call Kelley (Earnhardt-Miller). That’s my boss. So, he called her, and he called me back the next day and he’s like hey, would you want to run my car for the Daytona 500 in 2021? And I thought he was messing with me. I probably can’t say exactly what I said, but I’m like hey, are you ‘blanking’ with me, messing with me? And he’s like no. I want you to run my car. So, that was really cool. Kelley gave him a thumbs-up for me to run that car. He said he called Jimmie Johnson first and Jimmie didn’t want to do it, so I was his second pick which was pretty surreal.

“But nonetheless, I’m excited and it’s quite the opportunity and a privilege to drive that famous No. 62 Beard Motorsports car with South Point and Beard Oil on it. It’s going to be really just a dream come true for myself. If you would have told me when I was younger and racing Bandoleros when I was 13 years old that I’d be racing in the Cup Series in nine years and making my first Cup race, I would say you were lying. Nonetheless, I’m very excited.”

BRENDAN GAUGHAN HAND-PICKED YOU TO BE THE DRIVER OF THIS CAR AND TAKE THIS RIDE. AND HE SAID HE FEELS LIKE YOU ARE A GREAT RACER. HE SAID, ‘I’VE KNOWN NOAH A LONG TIME AND I KNOW HE’S A VERY GOOD RACE CAR DRIVER WHO IS READY TO DO SOME CUP RACING’. WHAT ARE YOUR THOUGHTS ON HIM SAYING THAT?
“It’s extremely humbling to me because Brendan has been the guy, probably one of the guys that stands out, that I can tell he really wants the best for me and my career. He’s from Vegas and I’m from Vegas, as well. So, I’ve been friends with him and his family for quite a few years now. And so, I always try to go to Brendan for advice and a lot of the time it’s not what I want to hear, but he tells me straight-up. That’s how I know that he really wants the best for me. He’ll let me know when I mess up and I’m thankful for that. Brendan is a great mentor of mine and a great friend of mine. I’m lucky that he picked me for this opportunity because there are a lot of great race car drivers out there and I just want to make him proud on Sunday at the Daytona 500.”

WHEN BRENDAN CALLED TO LET YOU KNOW HE HAD HAND-PICKED YOU, WERE YOU AWARE OF THAT? AND WILL YOU CONTINUE TO LEAN ON HIM GOING RIGHT INTO SPEEDWEEKS AS YOU PREPARE FOR THIS OPPORTUNITY TO RUN THE DAYTONA 500?
“Yeah, he told me that he asked Jimmie (Johnson) if he wanted to drive the car first, but I don’t know exactly what he said. Brendan mentioned that he was focused on the INDYCAR stuff and didn’t want to do superspeedways or something. I don’t know exactly, but that’s what I gathered from it. And then he’s like so, you come from Las Vegas and I wanted to give you a shot to drive that car. I’m super excited for that and I’m very thankful to Brendan and to both Mr. and Mrs. Beard for allowing me to have this opportunity. It’s going to be a privilege to be able to try to qualify our way into the Daytona 500. They always have fast cars with the No. 62 Beard Motorsports car. So, I’m confident that we should have good speed, but I’m going to lean on Brendan as much as I can and try to wear him out. Everyone here knows that Brendan doesn’t like to shut up. So, he’ll like when I ask him questions and I’m going to wear him out come Daytona time.”

WE’VE SEEN YOU GET SICK TO YOUR STOMACH WHEN YOU GET EXCITED. HOW DO YOU KEEP FROM THAT WHEN YOU ATTEMPT TO QUALIFY; POTENTIALLY HAVING TO RACE YOUR WAY IN?
“I think it’s a little different. Whenever I get excited and win a race and get out of the car and spike my heartrate after I sometimes throw-up after I climb the fence and do all that. But, come qualifying time, I think it’s going to be a different mindset for me. It’s going to be just about thinking of the preparation that went into that weekend for myself and how I can lay down a clean lap. I talked to Dale (Earnhardt) Jr. last year quite a bit about different qualifying techniques. He was also really good back in his career in qualifying the car. So, with that being said, I don’t know. It comes down to that preparation and just not having to ask yourself any last-second questions and just knowing what needs to be done and where I need to be, placement-wise, on the race track and just trying to be confident, cool, calm, and collected.”

HERE’S AN XFINITY QUESTION FOR YOU: DO YOU KNOW WHO IS GOING TO SPOT FOR YOU, OR CAN YOU SAY WHAT THE TRANSITION WILL BE LIKE GOING FROM ‘BIG EARL’ (EARL BARBAN) TO SOMEONE ELSE?
“Well, I’m bummed-out, but I’m happy that Big Earl is doing another role within motorsports but not going to be my spotter anymore. I don’t know if I can say quite yet, but it’s someone who has spotted for me in the past and that’s pretty close to me. I’m excited for the opportunity to work with that person.”

DO YOU PLAN ON DOING ANY OTHER CUP RACES THIS YEAR, LIKE MAYBE TALLADEGA OR DAYTONA LATER IN THE SEASON SINCE BEARD MOTORSPORTS HAS DONE THOSE IN THE LAST COUPLE OF YEARS?
“No, right now it’s just about the Daytona 500. That’s all I know. I’m just extremely thankful for the opportunity to do the one race and I’m trying to make the most of it at Daytona. That’s my only focus. I haven’t heard anything other. Brendan and Mr. and Mrs. Beard, they just told me about Daytona so that’s all I know right now. But my goal is to try to prove myself. I don’t know what their future is. Brendan mentioned this might be their last race as a team. It might not. I don’t know. But hopefully we can have a successful run for Mr. and Mrs. Beard and Beard Oil and that team because they’re a small group. It’s a one-man band over there with Darren Shaw building the cars. He’s the crew chief. He does it all over there from transmissions to motors to shaking the body; he does it all. Darren Shaw is going to be great to work with and I’m excited for the opportunity. But right now, it’s just about trying to make the most of the opportunity and I’m happy with one because one is better than zero. So, I’m not going to bite the hand that feeds me. I’m just excited for this opportunity.”

DO YOU WANT TO GIVE A SHOUT-OUT TO BRENDAN GAUGHAN?
“Brendan is a legend in my eyes and someone I’ve looked-up to during my whole career. Now to be driving his car is quite an honor and a very humbling experience. So, thank you Brendan for believing in me. I appreciate it.”

ARE YOU NERVOUS OR IS THIS LIKE A DREAM COME TRUE?
“Oh yeah, I’m nervous. It’s the Daytona 500. But it’s all I’ve ever dreamed of. This is what I’ve dreamed of my whole career and it’s been a goal of mine to make a Cup Series start. So, I think there’s a lot of nerves. But at the same time, I’ve gone to bed at night every night wondering what it would be like to race in the Cup Series and watching videos all day and watching You Tube videos of all the NASCAR races and different stuff. Now it’s going to be a reality. So, I might be a little nervous, but I’m more excited than anything; and ready to attack the opportunity.”

Team Chevy high-resolution racing photos are available for editorial use.

About Chevrolet
Founded in 1911 in Detroit, Chevrolet is now one of the world’s largest car brands, available in 75 countries with nearly 4 million cars and trucks sold in 2019. Chevrolet models include electric and fuel-efficient vehicles that feature engaging performance, design that makes the heart beat, passive and active safety features and easy-to-use technology, all at a value. More information on Chevrolet models can be found www.chevrolet.com.

How to Shop for Armor | New Video

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Official Release
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AmericanTrucks Helps F150 Owners Choose Solid Protection

PAOLI, Pa. (January 13th, 2020) – Off-road e-retailer AmericanTrucks (AT) has released a new how-to video designed to guide F150 owners shopping for armor. Hosted by Justin Dugan, the video helps viewers navigate the options to prepare their truck for any situation on or off-road. AT further supports its customers with detailed product pages and industry-leading review and install videos so they can learn more about a product before pulling the trigger.

The bumper and armor categories on AT’s website layout truck-specific options to make shopping easier. Customers are encouraged to get started with a look at AT’s top three choices based on industry experience and customer feedback. While skid plates are included with some of the bumpers, they can also be purchased separately to provide vital protection to the undercarriage. Justin outlines some of the extras to look out for whether shopping for front or rear bumpers. Rock rails or rock sliders deliver crucial protection over rough terrain. They work by taking the brunt of the impact so the truck can ‘slide’ off without damaging the body or underside.

AT is committed to creating a meaningful customer experience at every step of the journey. F150 owners can use this new video to get the ball rolling when it comes to upgrading their truck’s armor. With a host of options to choose from, AT’s how-to videos, review and install guides, and detailed product pages equip truck owners with the knowledge they need to shop protection with confidence.

View it here: https://www.americantrucks.com/f150-armor-skid-plates.html

________________________________________________________________________________________________________

About AmericanTrucks

AmericanTrucks is regarded as one of the best, most reliable online aftermarket retailers providing parts and accessories for F150, F250, Ranger, Silverado, Sierra, and RAM. Catering to the needs and demands of late-model truck owners and enthusiasts, AmericanTrucks provides the best parts with support from genuine truck experts. Located just outside of Philadelphia, AmericanTrucks is dedicated to offering the truck community with the highest quality of parts and customer service. Please visit https://www.americantrucks.com for more information.

Spencer Boyd Adds Credit Repair Company, Credit MRI, to 2021 Sponsor Lineup

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Official Release
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Concord, NC (January 14, 2021) – NASCAR Camping World Truck Series driver, Spencer Boyd, announced today that Credit MRI will be a primary sponsor for several races in 2021. The credit repair company is well known for their “Fix Now, Pay Later” approach to helping people restore their credit score.

“I used to sell cars back in my part-time NASCAR days,” said Spencer Boyd. “I would see many hard working people unable to get approved for a car because of simple strikes on their credit reports. Credit MRI is helping those folks, without charging them upfront, navigate the confusing path of credit recovery. Anything that helps hard-working Americans is high on my list!”

For more than a decade Credit MRI has delivered professional credit repair services with its industry first and only 30 DAY NO FEE GUARANTEE. Simply put if they do not deliver results then you pay nothing. Whether you are looking to purchase a home, car, RV, jet ski, motorcycle, or simply looking to improve your credit score to lower your current interest rates, Credit MRI is your one stop credit repair partner.

Credit MRI remarked on the partnership in a prepared statement, “We know NASCAR fans are hard-working Americans. We wanted to partner with Spencer (Boyd) because he is well-known as the hardest working NASCAR driver out there. He is a spokesperson for blue-collar workers and we want to be a part of his career. Credit MRI is very much looking forward to being a part of the NASCAR Camping World Truck Series with Spencer Boyd.”

The No. 20 Credit MRI Chevrolet Silverado with its neon green logo will make its debut at the world famous Daytona International Speedway Road Course. Boyd, in his third year with Young’s Motorsports, finished 17th in the inaugural NASCAR race at Daytona’s Road Course in 2020. Boyd remarked, “We went there last year having never run the RC, but I had a blast and look to improve on our finish with Credit MRI on board.” Credit MRI will also be on board at Las Vegas and future races that will be announced at a later date.

To schedule a personal consultation with a credit repair expert call 888-566-9997 today! www.creditmri.com

SOUTH BOSTON SPEEDWAY’S COST-CUTTING MOVES MAKE ‘AMERICA’S HOMETOWN TRACK’ AN AFFORDABLE VENUE FOR RACERS

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Official Release
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South Boston, VA…..Finances have always played a key role in racing, especially for the weekly short-track racers. That is why South Boston Speedway officials have worked hard over the years to make racing more affordable for competitors, and, at the same time, keep the competition on a level playing field and make racing fun for the competitors.

Steps taken by South Boston Speedway over the past several seasons have made “America’s Hometown Track” one of the more affordable places to race.

“We have continuously sought out ways to make racing more affordable for our drivers and teams,” said Cathy Rice, the track’s general manager, “and we have been successful in finding ways to help cut costs for the competitors.”

In 2016, South Boston Speedway implemented a two-tire rule in the NASCAR Late Model Stock Car Division, limiting teams to the purchase of two tires per event. In addition to saving teams money, the rule helped make lower-budget teams more competitive.

Along with that, the track increased its purse for competitors, guaranteeing $500 to start in the Late Model Stock Car Division. That move helps make it more financially possible for teams to move up to competition in the top-tier division and to cover costs.

South Boston Speedway officials made a major change in in the speedway’s 2021 Limited Sportsman Division rules package to eliminate bump stopping and coil binding. There will also be a new limit on the sway bar size with a new maximum of an inch and three-quarters. The last change sets a new four-inch minimum on the car’s ride height.

“These changes will not only help make racing in the Limited Sportsman Division more affordable, but they will also simplify things in the long run,” noted South Boston Speedway Race Director and Head Tech Official Jeff Bomar.

Engine rules that include multiple engine options have resulted in cost savings for competitors. South Boston Speedway also has a one-tire rule for its Limited Sportsman Division. The rule limiting Limited Sportsman Division teams to being able to buy only one new tire per race has helped teams cut costs considerably.

In addition, South Boston Speedway’s Limited Sportsman Division purse is higher than most other tracks. Competitors finishing in the Top 10 receive enough purse money to cover their tire cost.

Offering cost-cutting measures along with good purses, South Boston Speedway officials have made racing in the division more affordable and have kept racing in the division competitive.

Rocky Mount, Virginia resident Tony Housman competed in the Hornets Division at South Boston in 2019. He competed at Franklin County Speedway in 2020, starting in the track’s four-cylinder division, and later moving up to the Limited Sportsman Division. During a testing session at South Boston Speedway in December, Housman said the changes made to South Boston Speedway’s Limited Sportsman Division rules package led him to decide to compete at South Boston Speedway in 2021.

“When I saw the rules, I said this is where we’re going to try to run,” Housman said.

“You don’t have to have $7,000 or $8,000 shocks and bump stops and everything under the sun to make it (the car) work. That’s the reason I decided to come here.”

The cost-cutting measures also extend into the track’s Pure Stock Division, which, like the Limited Sportsman Division, has a one-tire rule that limits teams to being able to purchase one new tire per event.

In addition, there will be no increase in prices at the competitors’ registration window in 2021.

“The weekly racers are the backbone of our sport,” Rice pointed out.

“It is important that we try to do what we can to help keep costs down for our competitors and keep racing affordable for them.”

Rules for South Boston Speedway’s Late Model Stock Car, Pure Stock and Hornets divisions will remain the same in 2021.The 2021 season rules are available on the South Boston Speedway website at www.southbostonspeedway.com. 

South Boston Speedway gift certificates are also available. Gift certificates from “America’s Hometown Track” may be purchased by calling the South Boston Speedway office at 1-434-572-4947 or toll free at 1-877-440-1540. The South Boston Speedway office is open Monday through Thursday from 9 a.m. until 5 p.m.

CURO Financial Technologies Continues Partnership with Front Row Motorsports

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Official Release
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Speedy Cash and Revolve Finance Online Banking Branding Featured

MOORESVILLE, N.C. (January 14, 2021) – For the third consecutive season, CURO Financial Technologies will partner with Front Row Motorsports. Their brands, Speedy Cash and Revolve Finance Online Banking will be highlighted on all three teams and drivers. Speedy Cash will be the primary sponsor of Sunoco Rookie-of-the-Year candidate, Anthony Alfredo during his first Daytona 500 on February 14 airing on FOX.

Speedy Cash or Revolve Finance Online Banking will also be the primary partner of Alfredo and the No. 38 team at the Las Vegas Motor Speedway in March, the Talladega Superspeedway in April, the Daytona International Speedway in August and at the Kansas Speedway in October. Speedy Cash will be the primary partner during the All-Star race and the NASCAR Cup Series weekend in October at the Texas Motor Speedway. Speedy Cash is an official partner of Texas Motor Speedway and of their Victory Lane. Speedy Cash and Revolve Finance Online Banking will be a season-long associate partner of the No. 38 team.

In addition to their support of Alfredo, Speedy Cash will be the primary partner of Todd Gilliland and the No. 38 NASCAR Camping World Truck Series team at the SpeedyCash.com 400 truck race at the Texas Motor Speedway in June. Speedy Cash will be a season-long associate partner of Gilliland and Michael McDowell and the No. 34 team.

“Our company and our customers enjoy our partnership in the sport and with Front Row Motorsports,” said Don Gayhardt, CEO, CURO Financial Technologies. “This partnership helps us connect with our customers across the country. Speedy Cash will continue to be front and center as the brand our customers know and love, but this year we’re excited to introduce them to a new online banking brand, Revolve Finance. We are excited to see the progression of Anthony Alfredo and wish the best to Michael McDowell and Todd Gilliland this upcoming season.”

Headquartered in Wichita, Kansas, CURO Financial Technologies offers a variety of convenient, easily accessible financial services, including installment loans, lines of credit, title loans and check cashing. The lender is also the exclusive provider of Revolve Finance Online Banking. For over 20 years, Speedy Cash has provided the latest and most innovative lending methods to its customers with services available in branches, online, over the phone and via mobile app.

“It’s just awesome to see Speedy Cash and Revolve Finance Online Banking support me in my first Daytona 500 and throughout my rookie season,” said Alfredo. “I want to thank them for their support, and I can’t wait to work with them this year.”

“I want nothing more than to get our Speedy Cash Ford F-150 into Speedy Cash Victory Lane at the Texas Motor Speedway this summer,” commented Gilliland. “They are stepping up for Front Row Motorsports and that includes our Truck program, too. We’re going to race for the championship and it’s awesome to have Speedy Cash with us.”

For more information about Speedy Cash and Revolve Finance Online Banking, visit SpeedyCash.com and RevolveFinance.com.

About Speedy Cash
Speedy Cash is an Omni-channel lender that specializes in financial services such as installment loans, personal lines of credit, title loans, check cashing and money transfers and money orders. The company was founded in 1997 in Riverside, California by three friends from Wichita, Kansas to meet the growing consumer need for accessible credit. Speedy Cash has 211 brick & mortar locations across the U.S. (operating as Rapid Cash in Nevada, Oregon and Washington) and offers online loans in 28 states. Speedy Cash is owned and operated by CURO Group Holdings Corp (NYSE: CURO). In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual lender is an unaffiliated third party.

About Revolve Finance Online Banking
Revolve Finance is a FinTech company that offers transparent, simple online bank accounts. The company was founded in 2019 with the mission to streamline and simplify online banking. Accountholders receive a Visa debit card and access to a user-friendly mobile app that allows them to easily manage their money and their account anywhere. Banking services provided by Republic Bank of Chicago, Member FDIC. Revolve Finance is owned and operated by CURO Group Holdings Corp (NYSE: CURO).

About Front Row Motorsports

Front Row Motorsports (FRM) is a winning organization in the NASCAR Cup and Camping World Truck Series. The team was founded in 2004 and is owned by successful entrepreneur, Bob Jenkins. FRM fields the No. 34 and the No. 38 NASCAR Cup Series teams along with the No. 38 NASCAR Camping World Truck Series team– from its Mooresville, N.C., headquarters. Visit teamfrm.com and follow FRM on social media: Twitter at @Team_FRM, Instagram at @team_frm and Facebook at facebook.com/FrontRowMotorsports.

Mazda Expands Viewing Options for 2021 MX-5 Cup Season

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Official Release
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January 14, 2021 – The Mazda MX-5 Cup presented by BFGoodrich® Tires is synonymous with edge-of-your-seat racing, and now fans will have more ways than ever to watch all 630 minutes of the 2021 season.

All 14 Mazda MX-5 Cup races will be streamed live on IMSA.tv and TrackPass on NBC Sports Gold. Additionally, a one-hour recap show combining both races from an event weekend will be produced to air later on NBCSN.

Radio Le Mans will provide on-air talent for all presentations with John Hindaugh and Shea Adam sharing the booth for live streams, and Hindaugh voicing the NBCSN recap shows. This partnership also brings MX-5 Cup to IMSA Radio, RadioLeMans.com and trackside FM frequencies.

“Everyone at Mazda Motorsports is thrilled to have such an extensive broadcast plan for this year’s Mazda MX-5 Cup,” said Director of Mazda Motorsports Nelson Cosgrove. “The MX-5 Cup teams always put on a phenomenal show at the racetrack and it’s only fitting to get that show in front of as many eyes (and ears) as possible. We hope this expanded audience will pay dividends for our series partners and will allow more fans to see these outstanding races.”

All of the 2021 MX-5 Cup livestreams will be available for on-demand viewing on IMSA.tv and the IMSA YouTube channel.

MX-5 Cup recap shows on NBCSN will air as follows:

Rounds Track Air Date Time
1 & 2 Daytona Int. Speedway Wednesday, February 10 4:00pm ET
3 & 4 Grand Prix of St. Petersburg Wednesday, May 5 3:00pm ET
5 & 6 Mid-Ohio Sports Car Course Tuesday, May 25 3:00pm ET
7 & 8 Canadian Tire Mtsp. Park Thursday, July 15 6:00pm ET
9 & 10 Road America Wednesday, August 18 2:00pm ET
11 & 12 WeatherTech Raceway Tuesday, September 21 4:00pm ET
13 & 14 Michelin Raceway Wednesday, October 13 3:00pm ET
*schedule subject to change

The 2021 MX-5 Cup season opener at Daytona International Speedway is right around the corner, January 27 – 29.

About: The Global Mazda MX-5 Cup presented by BFGoodrich® Tires is the signature spec series for the Mazda Road to 24 (#MRT24). Mazda-powered grassroots champions earn a Mazda scholarship to advance their career. The Mazda MX-5 Cup champion earns a $200,000 scholarship.

Find out more at http://www.mx-5cup.com.

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